• Home
    • VA IRRRL
    • VA Streamline Refinance
  • Rates
    • VA Loan Limits
    • IRRRL Funding Fee
    • IRRRL Closing Costs
  • Lenders
  • IRRRL Guidelines
    • DD-214
    • Certificate of Eligibility
  • Blog

IRRRL

Is Anyone Exempt From the VA Funding Fee?

December 30, 2020 By JMcHood

Is Anyone Exempt From the VA Funding Fee?

Veterans have the advantage of flexible financing options. You can buy a home with no down payment, less than perfect credit, and high debt-to-income ratios. The VA offers this flexible program for veterans that served our country in the regular military, Reserves or National Guard. Looking for Current Mortgage Interest Rates? Click Here. Every time […]

How Much is the VA Funding Fee?

December 16, 2020 By JMcHood

How Much is the VA Funding Fee?

Active military members and veterans have access to a great loan program through the VA. With no down payment and flexible guidelines, veterans can become homeowners without paying mortgage insurance or dealing with strict guidelines. Looking for Current Mortgage Interest Rates? Click Here. While the VA limits what closing costs veterans can pay, they do […]

How Long Before you Can Close After a Conditional Approval?

November 25, 2020 By JMcHood

How Long Before you Can Close After a Conditional Approval?

You heard the words ‘you’re approved’ and you assume you’ll close soon. Not so fast, though. If you have a conditional approval, there’s still work to do. Your lender approved the qualifications you’ve provided proof of, but there’s more. Looking for Current Mortgage Interest Rates? Click Here. So how long before you can close? You […]

What’s the Difference Between a Second Mortgage and Home Equity Loan?

November 11, 2020 By JMcHood

What’s the Difference Between a Second Mortgage and Home Equity Loan?

A second mortgage and home equity loan both use your loan as collateral. Many people confuse the two loans, though. A second mortgage and home equity loan aren’t the same thing. They have similar concepts – they are both a mortgage and both use your home as collateral, but the similarities end there. Get Matched […]

When Does a VA Pre-Approval Expire?

October 28, 2020 By JMcHood

When Does a VA Pre-Approval Expire?

Before you shop for a home, you should get pre-approved. VA lenders offer VA pre-approvals all of the time. It helps you and the lender know where you stand. It also helps you get your foot in the door when looking at homes. Many sellers and realtors won’t let you see a home unless you […]

Are All VA Loans Fixed-Rate Only?

October 19, 2020 By JMcHood

Are All VA Loans Fixed-Rate Only?

The VA loan offers you many opportunities as a veteran of our country. You have the benefit of flexible underwriting guidelines, low fees, and no down payment requirements. Another benefit you might not realize, however, is that you can secure either a fixed rate VA loan or a VA loan with an adjustable rate. Deciding […]

Is it Possible to Use VA IRRRL for Debt Consolidation

September 21, 2020 By JMcHood

Is it Possible to Use VA IRRRL for Debt Consolidation

The VA IRRRL program enables you to easily refinance an existing VA loan with very few costs involved. There are many benefits to this program, including the lack of information you need to provide the lender. As long as you have a current VA loan, you do not need to provide verification of your income, […]

Can You Get a VA Home Loan Without an Honorable Discharge?

August 20, 2020 By JMcHood

Can You Get a VA Home Loan Without an Honorable Discharge?

`One of the major factors regarding any type of VA benefits is the type of discharge you had upon leaving the military. This is definitely true for VA loan eligibility as well. You might not need strictly honorable discharge in order to receive benefits, but there are certain types of discharge that will require further […]

Avoid these VA Appraisal Mistakes

July 27, 2020 By JMcHood

Avoid these VA Appraisal Mistakes

If there’s one thing that can put a stop to the sale of your home, it’s the VA appraisal. In fact, it’s any appraisal. If there are issues with your home that cause the value to be lower than the sales price, no lender will provide financing. Get Matched with a Lender, Click Here. Luckily, […]

The Pros and Cons of VA Streamline Refinance

July 13, 2020 By JMcHood

The Pros and Cons of VA Streamline Refinance

The VA streamline refinance loan gives veterans the chance to refinance their VA loan with little verification required. Not only that, but the loan costs you less than the original VA loan used to purchase your home. Looking for Current Mortgage Interest Rates? Click Here. If you are thinking of refinancing your VA loan, you […]

Next Page »

Get Daily Mortgage Rate Updates & News

OUR EXPERTS SEEN ON:

Seen On

IMPORTANT MORTGAGE DISCLOSURES:

When inquiring about a mortgage on this site, this is not a mortgage application. Upon the completion of your inquiry, we will work hard to match you with a lender who may assist you with a mortgage application and provide mortgage product eligibility requirements for your individual situation.

Any mortgage product that a lender may offer you will carry fees or costs including closing costs, origination points, and/or refinancing fees. In many instances, fees or costs can amount to several thousand dollars and can be due upon the origination of the mortgage credit product.

When applying for a mortgage credit product, lenders will commonly require you to provide a valid social security number and submit to a credit check . Consumers who do not have the minimum acceptable credit required by the lender are unlikely to be approved for mortgage refinancing.

Minimum credit ratings may vary according to lender and mortgage product. In the event that you do not qualify for a credit rating based on the required minimum credit rating, a lender may or may not introduce you to a credit counseling service or credit improvement company who may or may not be able to assist you with improving your credit for a fee.

Copyright © Mortgage.info is not a government agency or a lender. Not affiliated with HUD, FHA, VA, FNMA or GNMA. We work hard to match you with local lenders for the mortgage you inquire about. This is not an offer to lend and we are not affiliated with your current mortgage servicer.

Contact Us | Terms of Use | Privacy Policy

Buy Mortgage Leads

Mortgage.info

NMLS ID #1237615 | AZMB #0928735

8123 South Interport Blvd. Suite A, Englewood, CO 80112

Contact Us

[recaptcha]

CLICK TO SEE TODAY'S RATES